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Welcome to Bart Prequalifies!


Hi! Thank you for taking the time to stop by and visit my website! My name is Bart Gabe, and I am proud US Veteran, who has been offering home and commercial loans since 1987. You can apply here, fill out a contact me form, call me 7 days a week at 800 315 8803, to discuss your loan scenario, email me at bart@bartprequalifies.com or bartegabe@gmail.com or text me at 973 979 4100.
 
I offer VA Loans, FHA Loans, CONVENTIONAL Loans, USDA Loans, Jumbo Loans, and Super Jumbo Loans, NATIONWIDE. Additionally, I offer several outside of the box loans through portfolios, private money and hard money lenders. Some of the programs I offer are:
 
  • 90% LTV/CLTV JUMBO Loans up to 1 M with a 620 credit score or higher (available NATIONWIDE with the exception of NV which is at 85% LTV/CLTV)
  • STATED Loans on Investment and Primary Properties – available in most states
  • Bank Statement Loans using 24 months of deposits – NO W2 and NO TAX RETURNS
  • FHA Streamline on an INVESTMENT Property (single family, condos, modular homes, manufactured, and townhomes accepted)
  • FHA Purchase or Refinance or 203K down to a 530 and up to a 579 credit score with 10% down
  • FHA Purchase or Refinance or 203K from a 580 - 619 score with 5% down
  • FHA Purchase or Refinance or 203K w/ a 620 +++ credit score with 3.5% down
  • Non Warrantable Condo Loans for NON Fannie Mae Approved and NON FHA approved Buildings (80% CLTV Purchase and 95% CLTV Refinance – available NATIONWIDE)
  • ITIN # Loans for Undocumented Aliens up to 80% LTV/CLTV – available NATIONWIDE
  • Foreign National Loans
  • VA IRRRL on an INVESTMENT Property (single family, condos, modular homes, manufactured, and townhomes excepted)
  • 100% Financing up to 2 Million (70% LTV with 30% Pledged Assets)
  • Reverse Mortgages on all property types including MANUFACTURED
  • Homes with over 10 acres (no limit on acreage)
  • 100% LTV VA Purchase or Refinance (including cash out) down to a 530 credit score
  • USDA Down to a 580 credit score
  • Lender Paid Mortgage Insurance down to a 620 middle credit score
  • Condotel AKA Condo Hotel Loans (with a full kitchen)
  • MANUFACTURED HOME LOANS – FHA (Purchase, Refinance, Streamline, and Cash Out on Owner Occupied, Vacation and or Investment Properties), USDA(Purchase, Refinance, Cash Out – Down to a 580 credit score), REVERSE, VA (Purchase, Refinance, Streamline, and Cash Out on Owner Occupied, Vacation and or Investment Properties), CONVENTIONAL (Purchase, Refinance, Cash Out), REVERSE, VA (Purchase, Refinance, HARP or Underwater Mortgages, and Cash Out on Owner Occupied, Vacation and or Investment Properties) AND JUMBO - I lend down to a 530 credit score on FHA AND VA manufactured home loans!
  • Modular Home Loans - FHA (Purchase, Refinance, Streamline, and Cash Out on Owner Occupied, Vacation and or Investment Properties), USDA(Purchase, Refinance, Cash Out – Down to a 580 credit score), REVERSE, VA (Purchase, Refinance, Streamline, and Cash Out on Owner Occupied, Vacation and or Investment Properties), CONVENTIONAL (Purchase, Refinance, Cash Out), REVERSE, VA (Purchase, Refinance, HARP or Underwater Mortgages, and Cash Out on Owner Occupied, Vacation and or Investment Properties) AND JUMBO I lend down to a 530 credit score on FHA AND VA modular home loans!
  • 100% Cash Out VA Loans down to a 530 middle credit score
  • Hi Rise Loans
  • Manual Underwriting is AVAILABLE
  • Close in an LLC or Corporation or Trust
  • FHA back to Work
  • Mortgage 1 day Out of BK, Foreclosure or Short Sale
  • VA Purchase or Refinance 2 years from a Chapter 7 discharge, Foreclosure and or Short Sale
  • Use Part Time Income after 1 yr
  • Switch Between W2 and 1099 Income During the past 2 years
  • Use a Verification of Deposit Instead of Bank Statements
  • Co Op Loans
  • Over 4 Properties Financed (up to 20)
  • Homestyle
  • Homepath
  • JUMBO VA IRRRL
  • Use Rental Income without Landlord History
  • Multifamily both Residential and Commercial
  • AND MUCH MORE!
 
Call me 7 days a week to discuss you loan scenario at 800 315 8803 or visit me at www.bartprequalifies.com or email me at bart@bartprequalifies.com

 

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 4.25% 4.505%
15 Yr Fxd 3.375% 3.833%
5 Yr ARM 3.125% 3.209%
calculate
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

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Testimonials

I was worried that I wouldn't be able to qualify for a loan. I spoke with Bart and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

Larry BensonAustin, TX

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